Have you shared YOUR health insurance “horror story” yet? If you’ve got one, we want to hear it!
Your story will help show State legislators why we need to pass critical State implementation and consumer protection bills here in California. Currently, there are several pieces of legislation that could go to a floor vote in the next week or so.
See below for information on what these bills are and how they’ll help protect California consumers and make our health care system stronger!
Those of particular concern in the State Assembly:
- AB2244 (Feuer): Progressively limits how much private insurers can charge families with children under 19 with so-called “pre-existing conditions” between now and 2014 - when Federal provisions prohibiting all premium differences kick-in.
- AB2578 (Jones): Requires approval from the Department of Managed Health Care OR Department of Insurance whenever private insurance companies attempt to increase the amount of premiums, co-payments, coinsurance, deductibles or other charges under a health plan.
- AB1602 (Perez): Creates the California Cooperative Health Insurance Purchasing Exchange (Cal-CHIPE) and implements a variety of other important provisions of the national health care reform law - including extensions allowing children to be covered by their parents’ plans until age 26.
Those of particular concern in the State Senate:
- SB890 (Alquist & Steinberg): Makes purchasing health plans on the individual market easier by implementing many of the consumer protections in the Federal health care reform law early and includes a strong medical loss ratio so more premium dollars are going to patient care (instead of profits!).
- SB900 (Alquist & Steinberg): Establishes the California Health Insurance Exchange and creates the California Health Insurance Exchange Fund and enables the Exchange to use its bargaining power to negotiate better prices and values for consumers in the exchange.
- SB1163 (Leno): Rate Reviews - Would require health plans to provide, in writing, specific reasons for denial of coverage or for charging higher than the standard rates for coverage.