Archive for August, 2010

Got a story? Share it!

Posted on August 18th, 2010 by HCAN California in Action, Uncategorized

Have you shared YOUR health insurance “horror story” yet? If you’ve got one, we want to hear it!

Click here & share it today!

Your story will help show State legislators why we need to pass critical State implementation and consumer protection bills here in California. Currently, there are several pieces of legislation that could go to a floor vote in the next week or so.

See below for information on what these bills are and how they’ll help protect California consumers and make our health care system stronger!

Those of particular concern in the State Assembly:

  • AB2244 (Feuer): Progressively limits how much private insurers can charge families with children under 19 with so-called “pre-existing conditions” between now and 2014 - when Federal provisions prohibiting all premium differences kick-in.
  • AB2578 (Jones): Requires approval from the Department of Managed Health Care OR Department of Insurance whenever private insurance companies attempt to increase the amount of premiums, co-payments, coinsurance, deductibles or other charges under a health plan.
  • AB1602 (Perez): Creates the California Cooperative Health Insurance Purchasing Exchange (Cal-CHIPE) and implements a variety of other important provisions of the national health care reform law - including extensions allowing children to be covered by their parents’ plans until age 26.

Those of particular concern in the State Senate:

  • SB890 (Alquist & Steinberg): Makes purchasing health plans on the individual market easier by implementing many of the consumer protections in the Federal health care reform law early and includes a strong medical loss ratio so more premium dollars are going to patient care (instead of profits!).
  • SB900 (Alquist & Steinberg): Establishes the California Health Insurance Exchange and creates the California Health Insurance Exchange Fund and enables the Exchange to use its bargaining power to negotiate better prices and values for consumers in the exchange.
  • SB1163 (Leno): Rate Reviews - Would require health plans to provide, in writing, specific reasons for denial of coverage or for charging higher than the standard rates for coverage.

What’s Your Health Insurance Horror Story?

Posted on August 12th, 2010 by HCAN California in California Implementation

In the coming weeks, critical state implementation and consumer protections bills calling for improved regulations of the private insurance industry will go to the floor for a vote. These important bills will not only help boost the provisions outlined in the new Federal health law, but will also allow us to go even further in protecting hard-working Californians against private insurance industry abuse & bad practices.

Your stories are the most powerful examples of why we need to pass these vital State implementation bills that improve insurance industry regulations! Here in California, with more than 7 million people uninsured - and millions more inadequately insured under “junk” policy plans - we cannot let up and let opponents defeat this critical opportunity to make the most of the new health law and improve our healthcare here in California!

If you’ve ever:

  • Purchased “junk” insurance, or realized your insurance plan didn’t cover the things you needed;
  • Paid high out-of-pocket costs;
  • Were hit with high rate increases;
  • Were hit with high out-of-network charges;
  • Had your child denied care due to “pre-existing conditions”

Click here to share your story today!